Message from CEO

Dear Visitor,

Welcome to FINCA Azerbaijan website. We are glad with your visit to our site and would like to present our excellent products and services in an effort to meet your financial needs and requirements.

FINCA has been operating in Azerbaijan for 13 years, has over 29 branches plus over 34 sub-branches all around the country and directly employing around 900 citizens – and indirectly employing 100s of thousand through our strong over 119,000 clients who take entrepreneurial loans from us to grow their business. We owe our success to our main partners, THE clients. Because of you and your business FINCA was able to grow and develop to where it is now. We grow with our clients and this gives us pride. The Portfolio outstanding at the end of September 2011 was over $117 million with Balance sheet size of over $114 million – not only largest MFI but also among top banks in the country.

Dear customer,

At FINCA Azerbaijan it is our passion to offer you the best service with suitable products. Our pledge to you is transparency & completeness in everything we do. Our responsibility is you – rural and urban residents of Azerbaijan, micro and small businesses, people who have no access to conventional finance and sometimes are not been served by banks as the areas or communities fall away from the economic zone. We, on a consistent basis, strive to reduce our costs in order to maintain reasonable prices of our products and to service your needs promptly, transparently and in a friendly attitude.

We, as Responsible Corporate citizen, are fully aware of our responsibilities to our communities in which we live and work and hence we – abide by the laws, do not support illegal and/or immoral projects and always bear our fair share of obligations. We encourage public improvements and better health and education and we maintain good order of the property that we are privileged to use, protecting the environment and the natural resources as our own. Only when we work and abide by these principles our clients have assurance, our employees have high self-esteem and pride and our stakeholders see the difference we make in people’s lives which eventually leads to the development of Azerbaijan.

Manish Sane
CEO / Country Director